LINK AADHAR TO BANK ACCOUNT ONLINE – WHY IS IT IMPORTANT?
Let us first discuss why is it important to link Aadhar to
your bank account. One of the foremost benefits of linking Aadhar to Bank
accounts is that it helps individuals to receive benefits and amount of
subsidies under various government schemes directly into their bank accounts.
According to UIDAI, “Establishing a link between an Aadhar number and a bank
account makes it easy for the government to identify genuine beneficiaries and
route welfare payments and subsidies directly into their bank accounts”.
According to reports, more than 10 crores Aadhar numbers
have already been linked to bank accounts. What are you waiting for?
WAYS TO LINK AADHAR TO BANK ACCOUNT ONLINE :
There are two ways to link Aadhar Card to Bank account
online:
(Online method) Add details of Aadhar to your bank account
via the net banking portal of your bank.
(Offline method) Add details of Aadhar to your bank account
by submitting a form to your bank. You can download this form either from your
bank’s website or visit the nearest branch of your bank and ask for the Aadhar
to Bank Account Seeding Form
As time flies by, I would suggest that since the Option 1,
net banking is less time consuming than filling up the form and submitting it
to the bank, I suggest you to go with Option 1. Having said that, if you do not
have Net Banking enabled in your bank account, you are left with Option 2 only.
For this article, we will talk in detail about Option 1.
OPTION 1 TO LINK AADHAR TO BANK ACCOUNT ONLINE – UPDATING
THE AADHAR DETAILS VIA THE NET BANKING PORTAL OF YOUR BANK
Linking Aadhar to bank account can be done by updating the
Aadhar details online i.e. via internet banking or the net banking portal of
your bank. If your account does not have internet banking enabled, I think this
is a good time to enabled net banking for your account. Just visit the nearest
branch of your bank and ask for an Internet Banking form. It is very simple to
fill this form and just within a couple of days, you will receive the details
of your username and password for your internet banking right at your postal
address (as per the records of the bank).
If you already have net banking enabled for your bank
account, proceed further to link Aadhar to bank account:
Now you need to login into your net banking account.
Once you are logged in, you will find the option or link as
‘Update Aadhar Card Details’ or ‘Aadhar Card Seeding’.
Now click the link to open the other page
Now bank will ask for some basic information about your
Aadhar Card. Enter the details required details correctly.
After entering the details submit this information by
hitting the Submit Button.
Once you submit the details, it will be saved to the
respective bank database.
After that, bank will verify the information the details of
your Aadhar (they have an access to UIDAI data) and link the Aadhar to your
bank account.
You would be informed or notified either through email or
SMS to your registered email address or phone number once this process is
completed. Also National Payments Corporation of India (NPCI) has provided the
facility to check Aadhar- bank account linkage by dialing *99*99# on mobile
phones at the cost of Rs. 1.50 per enquiry.
So, these were the simple and easier steps through which one
can link Aadhar to bank account online.
We hope this article will help you link your Aadhar to your
bank account – do note that it is also called as Aadhar Bank Account
Seeding or Aadhar Seeding.